After a truck accident, too many people believe that they don’t need to consult with a personal injury attorney because they assume that their car insurance will cover the cost of medical care and other expenses related to their injuries. In fact, insurance companies often make a point of promising fast responses after a car accident.
When you contact your insurance company after an accident, you may find that you are quoted a claim amount for your accident very quickly and you may be able to claim your money very quickly. This can be very tempting, especially if you are facing considerable medical expenses, lost wages, and other financial problems as a result of your accident.
If you have been in a truck or car accident in Homestead or any community, however, is important not to accept the first offer you are given without careful consideration. When you get your first insurance offer, you may not even have a full diagnosis for your injuries. Certain types of injuries, including head injuries, back injuries, and soft tissue injuries, can take a while to diagnose correctly. A head injury that seems mild initially may prove to be far more complex than you realize and may require more care than you think. Soft tissue injuries may not start producing symptoms until weeks or days after your accident. You may not realize the full cost of damages until some time has passed.
It is also difficult for the average layperson to know how much a case is worth and how much their injuries will end up costing. Do you know how long you will be unable to return to work after your accident? Do you know how many specialists you will need to see in order to treat your injuries? Will you need surgery? How much will that surgery cost? If you have medical insurance, how much will that insurance not cover?
Often, it is difficult for a layperson to know this information, which is why consulting with a personal injury attorney in Homestead becomes so important. Personal injury attorneys have dealt with thousands personal injury cases if they are experienced, and this experience allows them to quickly evaluate the likely total cost of a specific type of injury. They can help with provide you with information about how much your case may be worth and how much money you may end up having to pay for your injuries. This can help you evaluate insurance offers in a whole new light and can help you decide whether it is worthwhile to pursue a legal claim.