Articles Posted in Truck Accident Injuries

If you have been injured in a truck accident in Tamarac or any South Florida community, you will face a number of challenges. Florida has become known over a number of years for having high rates of insurance fraud, which makes insurance companies look at all roadway accidents in the state with extra suspicion. New personal injury protection (PIP) rules limit how much money victims get for their injuries, which can affect your ability to pay for healthcare if you are in a Florida collision.

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Healthcare in Tamarac and South Florida can also be expensive, which can be a problem if you have been injured in a serious roadway accident in Tamarac or another South Florida area. You may have a hard time recovering enough money to pay for the tens of thousands or even hundreds of thousands of dollars you may need to pay for surgeries, medical devices, medications, treatment, and more.

Fortunately, there are options available to you. After being injured in a trucking accident, there are a few things that you will need:

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Many trucking collisions in Hollywood and other Florida communities end up being multiple vehicle accidents. Due to the size and force of a truck, when a truck driver loses control of a big rig, tractor-trailer, or other commercial vehicle, the truck can slide or veer out of control for some time before coming to a complete stop. Before the vehicle comes to a full stop, it can crash into other cars, vehicles, and bystanders, causing multiple points of impact and a very serious accident.

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Commercial trucks may also be at risk of multiple vehicle collisions because of the routes they travel. Trucks tend to travel on highways and other busy roadways. When a large truck veers out of control on one of these roads, there are potentially many other motorists close by and this higher congestion of traffic can mean that vehicles can get crushed by the larger commercial truck.

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If you have been involved in a trucking collision in Homestead or any Florida community, one of the things you will need to decide almost right away is whether to file an injury claim or whether to simply accept the insurance benefits your car insurance or the truck carrier’s insurance company offers.

It can be tempting to accept the first offer. It may seem like a lot of money and you may want to avoid a lengthy legal battle. The employees working for the insurance company may seem sympathetic to your plight and may encourage you to simply accept the benefits you are given.

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When a truck driver is in trouble on the road – whether that trouble is a trucking collision in Hollywood or a stalled truck in Miami – fleet managers need to respond quickly. They also need to start to take the steps needed to protect the trucker, especially in the case of a traffic crash.

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Fortunately, technology has made fleet managers’ jobs easier. Thanks to videos in trucks and in cabs, fleet managers are able to instantly download and access information about an accident or collision, helping them show what has caused a crash.

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Workers in Florida who are injured on the job are protected by workers’ compensation in Hollywood or their communities. Employers are required by law to pay premiums on this type of insurance. After a job-related injury, this coverage is meant to ensure that workers are able to get benefits and compensation quickly while employers are protected against lawsuits.

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One problem is that not all workers are protected by the insurance. Self-employed, freelance, temp, and contract workers are not covered by workers’ compensation coverage. Unfortunately, some workers with the most dangerous jobs fall into this category. Truck drivers, for example, who are at risk of traffic accidents, back injuries, and other job-related injuries, are often independent contractors and therefore not qualified to get workers’ compensation benefits if they are injured. Truckers who work as independent contractors also do not get other employee benefits and protections that full-time, traditional workers enjoy.

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When truck drivers sustain on-the-job injuries in Hollywood or their communities, the results are often serious. In a trucking collision, drivers can sustain head injuries, fractures, soft tissue injuries, spinal cord injuries, and other serious trauma.

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Recovering from this type of serious injury takes time and effort. For some drivers, return to work becomes impossible. Others go through months of pain, rehabilitation, and treatment to reclaim their lives. During recovery, it is important for drivers who have been injured to get medical, legal, financial, and emotional support to increase their chances of recovery.

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When calculating the costs of trucking crashes in Homestead and other cities, authorities often consider employee costs, insurance costs, and related costs. However, the expenses linked to these types of crashes can be much higher and may include:

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  • Workers’ compensation and related work costs. Employers may need to face lost productivity and efficiency after an employee is injured in a trucking collision. If an employee is injured permanently, an employer may need to replace the worker. In cases where the accident took place during work hours, disability payments and workers’ compensation costs may also need to be factored in.

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Many people involved in a trucking collision in Miami or another community expect that they will be able to get help from their insurance provider. After all, motorists pay their insurance premiums precisely so that they can enjoy help if they are ever in a motor vehicle collision. Unfortunately, due to the complexity and high costs of trucking accidents, insurance problems are not uncommon after a crash involving a tractor trailer or big rig. The most common insurance problems include:

1) “I can’t get an insurance offer.”

If you cannot complete a claim because your insurance carrier claims that you are not covered or because there are delays in the process, you will want to get legal advice. You may have an insurance dispute and an attorney can help you explore your options. You will also want to contact an attorney if you are accused of causing an accident you did not cause.

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Are medical costs for traffic accident patients too high? After a serious car or truck accident in Homestead or any other community, survivors of the crash typically need emergency medical treatment. Many need long-term care, surgery, and other medical procedures. For some time now, personal injury attorneys in Homestead as well as survivors of motor vehicle crashes have been expressing concerns about the rising costs associated with medical care.

Lawsuit Alleges Higher Costs Under PIP

A recent lawsuit filed in Hillsborough County, Florida highlights the problem. The lawsuit is against the largest hospital chain in the state, HCA, and against West Palm Beach’s JFK Medical Center. Two patients injured in separate car accidents in 2013 allege in the claim that they were treated more for services at the hospital when compared with other patients.

One woman who was rushed to JFK Medical Center after being in a car accident needed four medical services, including two X-rays and two CT scans. According to the lawsuit, she would have been charged $466 for these services if she had been covered by Medicare. Instead, the hospital charged her $17,885.

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Big rigs and tractor trailers are used to transport a variety of products across the state and across the country each day, but some trucks carry hazardous materials. One type of cargo that can be especially deadly is fuel. Fuel tankers are involved in devastating trucking accidents in Miami and other cities each year. These types of accidents have a high rate of fatalities and cause environmental devastation as well.

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There are many things that can make fuel tank traffic accidents in Miami and other cities so deadly:

1) Fuel tanks carry hazardous material in a less stable format. Fuel and natural gas are already flammable and hazardous but any hazardous material in liquid form can be even more deadly as it can slosh around inside a tanker and can be harder to stabilize, creating a larger risk of rollovers and accidents.

2) Fuel tank collisions are likely to lead to fires and explosions. Since the cargo is so unstable in a motor vehicle crash in Miami or another city, a fuel tank can catch fire or even explode. In this situation, the fuel inside the tank can feed the flames, causing an inferno that is strong enough to melt the road and cause severe damage to the traffic around the trucks and traffic.

3) Fuel tank crashes can be a challenge for emergency response teams. Due to the fire and explosions these collisions can cause, fire fighters and other emergency responders can have a hard time getting close to the source of the blaze. This can mean that it takes some time to put the fire out, leading to more serious fire damage. Since emergency responders may not be able to get too close, they may also have a hard time offering life-saving treatment to those who were at the center of the accident and blaze.

4) Fuel tank accidents can result in environmental and secondary damage. When emergency responders are sent to a fuel tanker accident, they often send HAZMAT teams. The bystanders, homeowners, and motorists who are near the crash, though, do not have the layers of protection that HAZMAT suits and equipment offer. These bystanders may be exposed to smoke, hazardous materials, and toxins. Although authorities may try to clean up spilled fuel and may try to absorb some of the fuel spilled on the road, some of the toxins may seep into water sources or may continue to be present in the area for some time, possibly leading to health concerns for local residents as well as risks of secondary road accidents.

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