In most cases, if you are injured in a trucking accident, you will file a car accident claim with your car insurance company. However, if your accident took place while you were on the job or performing a job duty, you may have a workers’ compensation claim.
Photo from: James G. Howes
For example, if you drive a delivery truck as part of your job or if you are asked by your employer to drive a company truck as part of your duties, you may have a workers’ compensation claim if you are in an accident while performing this duty and end up suffering injuries.
Insurance to Protect Employers and Employees
Workers’ compensation is an insurance program designed in the 1970s to protect both workers and employers. In the event of an on-the-job injury or illness in Hollywood or anywhere in the country, you can file a workers’ compensation claim to get benefits to cover some lost wages and all reasonable medical bills. For employers, workers’ compensation benefits ensure they are not sued due to workplace injuries.
Workers’ compensation is meant to be paid for by the employer. If you have a full-time or part-time job, you’re likely covered. You can read your work or employee agreement to find out whether you qualify for workers’ compensation. You will not have to pay for this coverage.
Getting Compensation After a Trucking Accident
After your trucking accident, you will want to explore all possible avenues for seeking compensation so you do not have to face wage loss, high medical bills, and all the other expenses of a serious accident. One of those options may be workers’ compensation coverage in Hollywood or your community. Benefits from this coverage can pay for all reasonable medical expenses as well as two thirds of your average weekly wages for as long as you cannot work due to your injury.
Are you eligible for workers’ compensation after your truck accident in Hollywood? Much of it will depend on how the injuries you have sustained occurred. If you were driving a truck owned by your company or you were driving a truck while performing job duties, you may be covered.
However, it’s important to keep in mind some workers are not covered – including contractors. In some cases, you may be eligible for other benefits, such as Social Security benefits. You may also have a legal claim against any third-party liable parties. All of these options should be explored with a qualified personal injury attorney in Hollywood or your community to ensure you have the facts before you make any decision that could affect your financial future.
If you would like to schedule a consultation to speak with a personal injury attorney about your situation, contact Flaxman Law Group. We’re pleased to be able to offer free accident consultations to potential plaintiffs from our offices in Hollywood, Homestead, Miami. As part of the South Florida community, we take the safety of workers very seriously and we’re always working to represent them in claims.